Terms of Use

Introduction

Welcome to ReadMyContractNow.com ("ReadMyContractNow," "we," "us," or "our"), owned and operated by UNGA Media Corp, a Texas corporation. These Terms of Use ("Terms") govern your access to and use of our website, AI-powered contract analysis tools, template library, and all related services (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy, which is incorporated here by reference. If you do not agree to these Terms, do not use the Service.

1. Eligibility

You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you are 18 or older and have the legal capacity to enter into a binding agreement. Use of the Service by anyone under 18 is strictly prohibited.

If you are using the Service on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms, and "you" refers to both you and that entity.

2. The Service — What We Are and What We Are Not

ReadMyContractNow.com provides AI-powered contract analysis, plain-English explanations, risk scoring, negotiation suggestions, and a library of contract templates. Our Service is an informational tool designed to help you understand contracts. It is not a law firm, and it does not provide legal advice.

Specifically:

• We do not provide legal advice.
• We do not review your contracts for legal accuracy or sufficiency.
• We do not draw legal conclusions about your specific situation.
• We do not represent you in any legal matter.
• No attorney-client relationship is created by your use of the Service — ever.
• Our AI analysis may miss important details, misinterpret language, or fail to account for your unique circumstances or the laws of your jurisdiction.

You should always consult a licensed attorney before signing any contract with significant financial, legal, or business consequences. ReadMyContractNow is a starting point, not a substitute for legal counsel.

3. Accounts and Registration

Free Tier

You may use the free tier of the Service by providing your email address. No password is required. You are limited to one free contract analysis per month. Usage is tracked by email address and browser cookie.

Paid Accounts

To access Pro or Business tier features, you must create an account with a valid email address and a payment method. You are responsible for maintaining the confidentiality of your account credentials. You are responsible for all activity that occurs under your account, whether or not you authorized it.

Account Accuracy

You agree to provide accurate, current, and complete information when creating your account and to keep that information up to date. Providing false information is grounds for immediate termination of your account.

Account Security

Notify us immediately at hello@readmycontractnow.com if you become aware of any unauthorized use of your account or any other security breach. We are not liable for any loss or damage resulting from your failure to safeguard your account credentials.

4. Subscriptions, Billing, and Auto-Renewal

Subscription Plans

ReadMyContractNow offers the following paid subscription tiers:

• Pro Monthly: $29.00 per month. First month discounted to $14.50, automatically applied at checkout — no code required.
• Pro Annual: $199.00 per year.
• Business Monthly: $59.00 per month.
• Business Annual: $399.00 per year.

Pricing is subject to change. Any price change will be communicated to you at least 30 days in advance and will apply at your next renewal.

Auto-Renewal

All paid subscriptions automatically renew at the end of each billing period. By subscribing, you authorize UNGA Media Corp to charge your payment method on file for the renewal amount unless you cancel before the renewal date.

Payment Processing

All payments are processed by Stripe, Inc. We do not store your credit card number or payment credentials. By providing a payment method, you represent that you are authorized to use it and authorize us to charge it for all fees incurred.

Failed Payments

If your payment fails, we will attempt to notify you by email. If payment cannot be collected within 7 days of the failure, your account will be automatically downgraded to the free tier. Reactivation requires a valid payment method.

Cancellation

You may cancel your subscription at any time from your account dashboard. Cancellation takes effect at the end of your current billing period. You will retain access to paid features through the end of the period for which you have already paid. Cancellation does not entitle you to a refund of any fees already charged.

5. Refund Policy

We do not offer refunds on subscription fees, except in the case of a documented billing error made by us. If you believe you were charged incorrectly, contact us at hello@readmycontractnow.com within 7 days of the charge with a description of the error. We will investigate and, if the error is confirmed, issue a correction promptly.

We do not offer refunds for:

• Forgetting to cancel before a renewal date
• Partial months of service
• Dissatisfaction with AI analysis results
• Unused features or template downloads

If you have a billing dispute, please contact us before initiating a chargeback. We will work with you to resolve legitimate issues quickly.

6. Free Tier Limitations and Fair Use

The free tier is intended for individual, personal use — one contract analysis per month. We reserve the right to limit, suspend, or terminate free tier access if we detect abuse, including but not limited to:

• Creating multiple accounts to circumvent the one-analysis-per-month limit
• Using automated tools or scripts to access the Service
• Uploading the same contract repeatedly under different accounts
• Any use that places an unreasonable burden on our infrastructure

We monitor free tier usage to protect the integrity of the Service for all users.

7. Acceptable Use

You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. You agree that you will not:

• Use the Service for any illegal purpose or in violation of any applicable law or regulation
• Upload contracts or documents containing malware, viruses, or malicious code
• Attempt to gain unauthorized access to any part of the Service, our servers, or any systems connected to the Service
• Scrape, crawl, or extract data from the Service using automated tools without our express written permission
• Reverse engineer, decompile, or disassemble any part of the Service
• Use the Service to infringe the intellectual property rights of any third party
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Use the Service to transmit spam, unsolicited communications, or any form of automated bulk messaging
• Resell, sublicense, or otherwise commercialize access to the Service without our express written permission
• Use the Service in any way that could damage, disable, overburden, or impair our infrastructure or interfere with any other party's use of the Service

We reserve the right to suspend or terminate your account immediately and without prior notice for any violation of this section.

8. Intellectual Property

Our Content

All content on the Service — including but not limited to our AI analysis system, contract templates, legal glossary, software, text, graphics, logos, and the overall look and feel of the Service — is the property of UNGA Media Corp or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

ReadMyContractNow® and related marks are trademarks of UNGA Media Corp. You may not use our trademarks without our prior written consent.

Your Content

You retain ownership of any contract documents you upload to the Service. By uploading a document, you grant us a limited, non-exclusive license to process that document solely for the purpose of providing the Service to you. We do not claim ownership of your documents. Your uploaded contract PDFs are permanently deleted within 24 hours of upload.

Template Downloads

Templates downloaded from our library are licensed for your personal or business use only. You may not resell, redistribute, sublicense, or publish our templates as your own product. Unauthorized commercial use of our templates is a violation of these Terms and our intellectual property rights.

DMCA

We respect the intellectual property rights of others and comply with the Digital Millennium Copyright Act (DMCA). If you believe that content on the Service infringes your copyright, please send a written notice to hello@readmycontractnow.com with: (1) a description of the copyrighted work; (2) the URL where the infringing content appears; (3) your contact information; and (4) a statement that you have a good faith belief that the use is not authorized.

9. Third-Party Links and Services

The Service contains links to third-party websites and resources, including our Free Resources section (lsc.gov, Avvo, Nolo.com, SCORE, and others). These links are provided for your convenience and information only. We do not control, endorse, or take responsibility for the content, privacy practices, or services of any third-party site.

Your use of any third-party site is governed by that site's own terms and privacy policy. We are not responsible for any loss or damage arising from your use of third-party services.

10. E-Signature Services (Business Tier)

Business tier subscribers may send contracts for e-signature through our integration with Dropbox Sign (operated by Hellosign, Inc.). By using the e-signature feature, you agree to:

• Dropbox Sign's Terms of Service and Privacy Policy
• The ESIGN Act (15 U.S.C. § 7001 et seq.) and UETA, which govern the legal validity of electronic signatures in the United States
• Take responsibility for ensuring that all parties to a contract have consented to electronic signing

We are not responsible for the legal validity, enforceability, or outcome of any contract signed through the e-signature feature. E-signatures are legal in most U.S. jurisdictions for most contract types, but it is your responsibility to confirm that e-signature is appropriate for your specific situation and jurisdiction.

11. AI-Generated Content — Limitations and Disclaimers

Our Service uses artificial intelligence to analyze contract documents and generate plain-English explanations, risk scores, negotiation suggestions, and other output. You acknowledge and agree that:

• AI analysis is inherently imperfect. Our AI may miss important clauses, misinterpret language, fail to detect ambiguity, or produce output that is incomplete or incorrect.
• AI output is not a substitute for review by a licensed attorney.
• The same contract may produce different output on different analyses.
• AI analysis does not account for oral agreements, course of dealing, industry custom, or other factors that may affect the interpretation or enforceability of a contract.
• We do not guarantee that any AI-generated risk score, redline suggestion, or analysis is accurate, complete, or appropriate for your situation.

You assume full responsibility for any decision you make based on AI-generated output from the Service.

12. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. UNGA MEDIA CORP EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
• WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
• WARRANTIES THAT THE RESULTS OBTAINED FROM USE OF THE SERVICE WILL BE ACCURATE, RELIABLE, COMPLETE, OR SUITABLE FOR YOUR PURPOSE
• WARRANTIES THAT ANY CONTRACT ANALYSIS, RISK SCORE, OR TEMPLATE IS LEGALLY SUFFICIENT OR APPROPRIATE FOR YOUR SPECIFIC SITUATION

YOUR USE OF THE SERVICE IS ENTIRELY AT YOUR OWN RISK.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL UNGA MEDIA CORP, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL
• COST OF SUBSTITUTE SERVICES
• DAMAGES ARISING FROM YOUR RELIANCE ON ANY CONTRACT ANALYSIS, RISK SCORE, REDLINE SUGGESTION, OR TEMPLATE

WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

AGGREGATE LIABILITY CAP

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNGA MEDIA CORP'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO UNGA MEDIA CORP IN THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

14. Indemnification

You agree to defend, indemnify, and hold harmless UNGA Media Corp and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of or inability to use the Service
• Your violation of these Terms
• Your violation of any applicable law or the rights of any third party
• Any contract you sign, execute, or rely upon in connection with your use of the Service

15. Termination

By You

You may cancel your account at any time from your account dashboard. Cancellation of a paid subscription takes effect at the end of the current billing period.

By Us

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms
• Abuse of the free tier
• Fraudulent or illegal activity
• Failure to pay subscription fees
• Any use that exposes us to legal liability or disrupts the Service for other users

Upon termination, your right to use the Service ceases immediately. Provisions of these Terms that by their nature should survive termination — including intellectual property, disclaimer of warranties, limitation of liability, indemnification, and dispute resolution — will survive.

16. Dispute Resolution and Binding Arbitration

Informal Resolution First

Before initiating any legal proceeding, you agree to contact us at hello@readmycontractnow.com and give us 30 days to resolve the dispute informally. Most concerns can be resolved quickly through direct communication.

Binding Arbitration

If we cannot resolve a dispute informally, you and UNGA Media Corp agree to resolve any dispute, claim, or controversy arising out of or relating to these Terms or the Service through final and binding arbitration, rather than in court. This arbitration agreement applies to all claims under any legal theory, including contract, tort, statute, or equity.

Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration will be conducted in Dallas County, Texas, or by video conference if the parties agree.

CLASS ACTION WAIVER

YOU AND UNGA MEDIA CORP AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY CLASS OR REPRESENTATIVE PROCEEDING.

Exceptions

Either party may bring an individual claim in small claims court if the claim qualifies. We may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent unauthorized use of the Service or infringement of our intellectual property.

Opt-Out

You may opt out of this arbitration agreement by sending written notice to hello@readmycontractnow.com within 30 days of first accepting these Terms. Your opt-out notice must include your name, email address, and a clear statement that you are opting out of arbitration.

17. Governing Law and Venue

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles. For any dispute not subject to arbitration, you consent to exclusive jurisdiction and venue in the state or federal courts located in Dallas County, Texas.

18. Modifications to These Terms

We may update these Terms from time to time. When we make material changes, we will update the "Last Updated" date at the top of this page and, for registered users, send an email notification. Your continued use of the Service after changes become effective constitutes your acceptance of the updated Terms.

If you disagree with any changes, your remedy is to stop using the Service and cancel your account.

19. Electronic Communications Consent

By creating an account or providing your email address, you consent to receive electronic communications from us, including transactional emails (account confirmations, analysis results, renewal reminders, billing notices) and, if you opt in, marketing communications. You may opt out of marketing communications at any time by clicking "Unsubscribe" in any marketing email. You cannot opt out of transactional communications necessary to operate your account.

20. North Carolina Residents

If you are a North Carolina resident, the disclaimers of warranties and limitations of liability in these Terms do not limit your rights under North Carolina law, and these Terms will not be construed to require you to resolve disputes in any forum other than North Carolina.

21. General Provisions

Entire Agreement

These Terms, together with our Privacy Policy and any additional terms applicable to specific features, constitute the entire agreement between you and UNGA Media Corp regarding the Service and supersede all prior agreements.

Severability

If any provision of these Terms is found invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will remain in full force.

No Waiver

Our failure to enforce any provision of these Terms is not a waiver of our right to enforce it later.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

Contact

Questions about these Terms? Contact us at hello@readmycontractnow.com or UNGA Media Corp, 11816 Inwood Rd Ste 71309, Dallas, TX 75244.