strict liability
Definition
Strict liability means someone can be held legally responsible for harm they caused, even if they were not careless or did not intend to cause any damage. The law focuses entirely on whether the harm happened and whether your product or action caused it, not on whether you did anything wrong.
Example
If your company sells a blender that injures a customer because of a design flaw, you can be held liable for their medical bills even if your team followed every safety standard perfectly during manufacturing.
Watch Out
Strict liability claims are most common in product liability lawsuits, so if you manufacture or sell physical products, your business insurance needs to specifically cover this type of claim.
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This definition is for informational purposes only and does not constitute legal advice. Please consult with a licensed attorney for legal guidance.